Mortgage Originators: SA Home Loans
Debi Healey
Property Finance Consultant
T: 031 576 5932
F: 086 743 8665
C: 082 562 4489
E: debih@sahomeloans.com
If you’re looking for more control and a fresh approach to home finance, we’re proud to introduce the first home loan that changes when you need it to. Mortgage bonds from SA Home Loans are designed to be flexible, to stay adaptable to the changes you go through in life. As the renowned mortgage bond specialists, SA Home Loans is South Africa’s largest non-bank mortgage lender. SA Home Loans offers a fresh alternative to home owners, and we back this up with leading home loan products and interest rates so that you have complete confidence that you get the home finance that works for you.
Faster bond approvals and flexible home loan products
Are you looking for a home loan that matches your financial profile and changes when you need it to? SA Home Loans proudly offers property buyers in South Africa a range of flexible home loans that can adapt to the different stages that you experience in life.
As home loan specialists, SA Home Loans is South Africa’s largest non-bank mortgage lender. We offer a fresh alternative to home owners, and back this up with leading home loan products, competitive interest rates and amazing service.
We match our clients with their ideal home Loan
Cut out the middleman and deal directly with the professionals. SA Home Loans is not a mortgage originator and we don’t sell bank products for commission. Use our mortgage affordability calculator to see what size home loan you qualify for.
Our home loan products include:
• Variable home loan – receive competitive interest rates, as well as have access to other SA Home Loans valued added products.
• Varifix home loan – South Africa’s only true fixed-interest home loan that gives you peace-of-mind when you to fix the interest rate on all, or a portion, of your loan for 20 years.
• Interest-only home loan – Pay the lowest possible monthly instalment and still have the option to make capital payments in order to reduce your home loan when you can.
• Edge home loan – Requires you to pay only the interest for the first 36 months of the loan’s term. It then reverts to the normal amortising instalments that the standard Variable home loan offers for the remaining 240 months.
Buying a house in South Africa
Whether you’re buying a house in South Africa as an investment or as your primary residence, choosing to buy a house is one of the biggest decisions that you can make in your lifetime. It’s important when choosing a home loan that you opt for a home finance provider that understands your needs – both now and in the future.
SA Home Loans can make the process of buying a house simple and effortless. We assist both first time home buyers and individuals purchasing their second or third home through an easy application process. Use our mortgage calculator now to find out what home loan you can afford.
Refinance your home loan
Switching your home loan can be an effective way to ensure that your loan is working for you. If you’re unhappy with your current mortgage lender in South Africa – whether it’s because of unsatisfactory service or home loans with few benefits, use our refinance bond calculator to find out how much you can save with one of SA Home Loans’ bonds .
Home refinance can help you to unlock the equity in your property, consolidate debt or increase your monthly disposable income.
We offer more than just home loans
Because SA Home Loans specialises in home loans and home loan related products, we can help identify and meet the needs of individual homebuyers. Products that can complement and enhance your loan include:
o Quick Cash
o Further Loan
o Rapid Re-Advance
o Further Re-Advance
• Risk Management products
o Cap Rate
o Home Owner’s Cover
o Bond Protection Plan
o Household & Vehicle Insurance
