Home Loan Lending Rates History
South African Prime Home Loan Lending Rates History
| Interest (per annum) | Effective date |
| 9.00% | 2010-11-19 |
| 9.50% | 2010-09-10 |
| 10.00% | 2010-03-26 |
| 10.50% | 2009-08-14 |
| 11.00% | 2009-05-29 |
| 12.00% | 2009-05-04 |
| 13.00% | 2009-03-25 |
| 14.00% | 2009-02-09 |
| 15.00% | 2008-12-15 |
| 15.00% | 2008-04-11 |
| 15.50% | 2008-06-13 |
| 14.50% | 2007-12-07 |
| 14.00% | 2007-10-15 |
| 13.50% | 2007-08-20 |
| 13.00% | 2007-06-11 |
| 12.50% | 2006-12-11 |
| 12.00% | 2006-10-13 |
| 11.50% | 2006-08-03 |
| 11.00% | 2006-06-12 |
| 10.50% | 2005-04-18 |
| 11.00% | 2004-08-16 |
| 11.50% | 2003-12-15 |
| 12.00% | 2003-10-20 |
| 13.50% | 2003-09-15 |
| 14.50% | 2003-08-15 |
| 15.50% | 2003-06-13 |
| 17.00% | 2002-09-13 |
| 16.00% | 2002-06-14 |
| 15.00% | 2002-03-18 |
| 14.00% | 2002-01-16 |
| 13.00% | 2001-10-01 |
| 13.50% | 2001-07-16 |
| 13.75% | 2001-06-18 |
| 14.50% | 2000-02-01 |
| 15.50% | 1999-10-04 |
| 16.50% | 1999-08-16 |
| 17.50% | 1999-07-14 |
| 18.00% | 1999-07-02 |
| 19.00% | 1999-05-03 |
| 20.00% | 1999-04-02 |
| 21.00% | 1999-03-02 |
| 22.00% | 1999-02-02 |
| 22.75% | 1999-01-04 |
| 23.25% | 1998-11-16 |
| 24.00% | 1998-09-02 |
| 22.00% | 1998-08-03 |
| 21.50% | 1998-07-16 |
| 20.00% | 1998-07-02 |
| 18.00% | 1998-03-16 |
| 19.00% | 1997-11-01 |
| 20.00% | 1996-11-21 |
| 19.00% | 1996-10-01 |
| 19.25% | 1996-07-01 |
| 20.25% | 1996-05-20 |
| 19.25% | 1996-05-03 |
| 18.25% | 1995-07-05 |
| 17.25% | 1995-03-22 |
| 16.25% | 1994-11-01 |
| 15.25% | 1993-12-01 |
| 16.75% | 1992-12-01 |
| 16.00% | 1993-03-01 |
| 17.25% | 1992-09-01 |
| 18.00% | 1992-07-01 |
| 19.00% | 1992-03-02 |
| 20.00% | 1991-10-07 |
| 19.75% | 1991-04-01 |
| 20.75% | 1990-05-01 |
| 21.00% | 1989-11-01 |
| 20.00% | 1989-05-24 |
| 19.00% | 1989-03-10 |
| 18.00% | 1988-11-24 |
| 16.00% | 1988-09-24 |
| 15.00% | 1988-05-05 |
| 13.50% | 1988-03-10 |
| 12.50% | 1986-12-10 |